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If you are damaged by a car, such as a 10 -yen scratch or graffiti, report it to the police first and report the damage.
In general, it seems that the mischief on the car is insufficient evidence and it is difficult to investigate, but once the culprit is found, it can pursue damages obligations and charge for repair costs.
After contacting the police, contact the voluntary insurance company.In some cases, it is important to report the damage to the police, so be sure to do it as a set.
If you want to save the damage situation, it is easy to shoot with a smartphone camera.Both police and insurance companies may need evidence of damage, so it is safe to submit photos and drive recorder images.
If the glass is broken, it is recommended to fix the car with voluntary insurance if you are severely damaged, but depending on the damage situation, it is better to fix it at your own expense (self) without using insurance.I have.
If you use voluntary insurance, the insurance premium for the next year will increase.Therefore, when telling voluntary insurance the damage situation, ask the question, "If you use insurance with this mischief, how much will you increase your insurance premiums the following year?"
Window glass scratches due to stepping stone are treated as an accident!What about vehicle insurance and repair costs?
Once you have a dealer or maintenance shop to repair your car, you will get a repair estimate.
At this time, if the insurance premium for the next year confirmed in 2 is greater than the repair estimate, if you use voluntary insurance to fix the car, you will lose a great deal.
If it is a minor repair, it is recommended that you repair it at your own expense without using insurance.
Instead of severe crime damage such as vandalism on cars and vehicle stolen, or obviously damage caused by the opponent's negligence such as door punches, it tends to strictly investigate the mischief of damaging the body and graffiti.
This is because the intentional mischief, such as 10 yen scratches and graffiti, is a project that can be self -made.Therefore, it is necessary to investigate, "Isn't it the wound that the user has made?"
Therefore, it seems that there are many cases where insurance premiums are refused because they cannot be certified for pranks.
There are no effective solutions due to insurance companies and policies, but we propose the following two.
As mentioned above, if you use car insurance, the insurance premium for the next year will increase.
Therefore, even if you get insurance premiums after a strict survey, you may lose a total of insurance premiums from the following year.
Depending on the magnitude of the pranks, depending on the comparison of the repair estimate and the next year's insurance premiums, you may not need to stick to the insurance.
It is the basis for pranks, which are often suspected of self -made performance by users, can be determined to be the culprit's hands when the same damage occurs frequently in the neighborhood.
Even if it is a minor mischief, if multiple notifications to the police are received, it may be more likely that police and insurance companies will investigate and certify them as "property damage caused by the same criminal."
Therefore, it is important to report to the police, no matter how minor mischief damage.
The amount of damage paid to the mischief depends on the degree of damage.This is because the repair amount differs between scratches of one door and wounds that go around the car.
However, if you set the exemption amount for vehicle insurance, you may not be paid for the entire repair fee.For example, when the exemption amount is set to 50,000 yen, the insurance money paid for 70,000 yen will be 20,000 yen.
Also, if the prank criminal is caught, you can claim the amount you bear as a repair fee.
[If you hit the car & rub!] Explains the response that should be done, repair costs and precautions for insurance premiums, etc.
![先に知っておけば安心！車にイタズラされたときの連絡手順＆イタズラ防止対策5選 | MOBY [モビー]](https://website-google-hk.oss-cn-hongkong.aliyuncs.com/drawing/article_results_7/2022/3/3/b2369f1c688449fb713f65eee2d7db92_1.jpeg "先に知っておけば安心！車にイタズラされたときの連絡手順＆イタズラ防止対策5選 | MOBY [モビー]")
The police do not actively move to the car compared to other accidents or incidents.In the first place, the arrest rate of the culprit of property damage is very low.
However, in recent years, driving recorders and security cameras have increased the number of clues that lead to the culprit.Even if you can't bother to arrest the current criminal by sticking a prank criminal, it will be easier for the culprit to identify evidence such as images and videos.
Also, if the same prank damage occurs frequently in neighboring areas, the police may be able to move.Be sure to notify the police even for minor damage, so be sure to report.
If you park your car in a place that gets in the way of people or other cars, you may be mischievous due to grudge or stomach.
Other than the designated place, parking on the street and annoying parking can also cause traffic accidents and traffic jams, so do not stop it even if there is no mischief.
If only your car parked in your home parking lot is affected by a mischief, you may be grudged or hungry.There is a possibility that people living in the neighborhood may be mischievous, not passing.
Let's introduce a car cover, etc., considering the security and situation of the area where you live.
It seems that luxury cars are noticeable or parking lots, and they may be caught and mischievous.However, it is not always possible to say that it is a luxury car and it is easy to be mischievous, "or" it is easy to keep an eye on it. "
It is safe to take advance measures not only for luxury cars, but also with a drive recorder or dummy camera.
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By installing security cameras in the parking space, you can leave the video when it is mischievous.
Recently, there are many small but good performance, and there are products with waterproof functions, high -sensitivity cameras, and smartphones that can be checked with smartphones, so it is very convenient.
In addition, if you have a sensor light, the camera image of the prank culprit will remain clear, so it is recommended for a security camera and a set.
A camera that can be recorded neatly even at night with the front and rear cameras 1080p full HD.Since the G sensor is installed, it will automatically record when you detect the impact even when you turn off the engine and park.
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Car security is recommended when there is no space to attach a camera in an apartment parking lot.Just a little impact on the window and body will sound an alarm.
If you are worried that a loud noise is heard in a residential area, we recommend a car security that is a mechanism that conveys abnormalities to the LED notification or remote control.
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The dummy car seculity is a device that only blinks the light, but it can appeal to the surroundings that it has car security, so it is outstanding for mischievous measures.
However, in many cases, professional criminal groups such as vandalism and vehicle stolen are dummy.If you are preparing for such a serious crime, we recommend using it with a real car security.
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In recent drive recorders, there are some products that automatically start recording after detecting impact.Normally, it is two birds with one stone because it is a security camera instead of shooting and parking while driving.
Kenwood Full Hi-Vision Drive Recorder DRV-610
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The body cover of the car is also a crime prevention measure because the person who makes a mischief with a light feeling will not bother to remove the cover.
In addition, since the body cover is covered, the model is not known, so it is also effective for pranks aiming for luxury cars.
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Amazonの情報を掲載していますIt is a body cover with 100 % waterproof and UV cut effect.Since the body cover has a zipper, it is recommended that you can easily enter the car without having to lift the entire car cover.
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It is effective to understand that "this car is constantly monitored by security" to prevent mischief with a light feeling.
Furthermore, by using multiple security items introduced, we can also provide security measures such as vandalism and vehicle theft.
It is recommended that you introduce prank prevention goods and security items, considering the surrounding environment around your home and the distance to the parking lot.
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